This project works mainly with groups of women to provide a means of gaining financial independence and stability. The local team has already supported over 120 Ghanaian with small businesses ventures, from food selling to sewing, thus improving the women’s future security and livelihoods.
Loans are rarely given to disadvantaged people in the society, as they have no means of collateral. Many struggle to find ways to escape the poverty trap, but this project helps by offering two approaches to lending: micro-finance cash loans and micro leasing. For leasing, a rental fee is paid for items, such as a sewing machine. Micro-finance is a proven way to increase the standard of living for those who need the most help. Join this project to see how micro-finance works in the real world and learn about the challenges facing borrowers as well as micro-finance institutions.
Why choose this project?
As an accounting, economics or international development student, you will gain a much better understanding of how micro- finance actually works. The local team benefits from your help with book keeping and accounting, which they struggle to complete as the project grows in size.
Role of the volunteer
Volunteers’ activities are determined each Monday during the weekly team meeting. Much of the work will require you to be on a computer, often completing spreadsheets, so a grasp of Excel is necessary. You will review applications from potential beneficiaries. With the local team, you will identify who meets the eligibility criteria, it will be challenging to decide who receives loans and who does not. You may be asked to write proposals for extra funding, enabling the project to reach out to more members of the community.
Through your work on the day-to-day tasks, you will improve your understanding of global initiatives to increase lending access to disadvantaged members of society.
If you have a passion for finance, banking or lending, this is the project for you! Volunteers are expected to come with ideas to share with the project team in a constructive manner. Volunteers should have good Excel skills, as well as be open-minded and flexible.
You will be asked to send your CV/resume and a motivation letter before being accepted onto this project.
WHY JOIN THE PROJECT
To empower people with reduced access to livelihood opportunities
To apply your business skills in a different context
To meet new people and learn about a new culture
About the Location
Your project is based in Pokuase, located just outside the Capital city center in Greater Accra. This busy city, along with the surrounding Greater Accra Metropolitan Area (GAMA), is home to some 2.6 million people, making it one of the fastest growing cities in Africa in regards to both population and economy. Although Accra has some of the world’s most beautiful beachfront locations, most of the action occurs at the heart of the city and away from the coastline. You’ll be able to observe the contrast between old 19th century buildings and the new modernized skyline, as you walk down the bustling streets. Despite the ever-growing population of this city, most inhabitants within Accra still suffer from crippling poverty. Amongst the modern high-rise apartments and office buildings stretching across the Gulf of Guinea, there are around 25 slums. These communities are expanding due to immigration from surrounding areas as poor Ghanians move to the city searching for work or better opportunities.
Throughout the duration of the project, you will stay in a volunteer house, alongside other like-minded folk. This volunteer house is situated in a peri-urban community near to the town of Pokuase. There will be a shared bathroom inside the volunteer house, with running water and toilets. There is a common room for volunteers to hang out and socialize outside working hours. Alternately, it’s a great place to sit and prepare project work for the week. There is also a peaceful balcony where you can go to unwind after a hard day’s work. There is area is mostly residential, but there are a few local shops nearby.
What to do in your spare time
There are so many things to do in Accra during your stay, you won’t know where to start! Explore the city by visiting the National Independence Monument, the fishing port and the quirky Jamestown neighborhood. Don’t miss the Makola Market (Ghana’s largest) that sells everything from jewellery to spices and much more.
Ghana is home to some magnificent wildlife. With 16 national parks to choose from, you have plenty of options for booking a safari to observe beautiful, wild animals in their natural habitat.
Other cultural and natural attractions present in Ghana include Wli Falls and the Eastern Volta Region. We’d also suggest taking a trip to La Pleasure or Kokrobite beach to relax and enjoy beautiful coastlines on your free weekends.
Details & Costs
- Duration: 2 – 12 weeks
- Cost: £1097 / $1920 for 2 weeks
£130 / $228 per extra week
(Please note that a deposit of £280 / $490 is required for this project)
- Requirements: age 18+
- Location: Accra, Ghana
- Project activities: grant writing, reviewing borrower applications, assessing repayment profiles
- Working hours: 9 AM to 4 PM, Monday to Friday
- Project availability: all year round, except 15th December – 5th January
- Arrival day: Saturday
What is included
- Accommodation: dorm room for 2 – 4 people in a volunteer house with shared kitchen & communal areas, including a veranda
- Food: communal evening dinner during weekdays
- Airport pick up from Kotoko International Airport in Accra
- Training: pre-departure information pack, on-site orientation and project induction
- Support: 24 hour support from on- site coordinator
- Fundraising Guide
What is not included
- Breakfast and lunches during the workweek, and all meals on weekends.
- Airport drop off
- Transport to and from projects
- Police/Government Background Check: US and UK citizens will be processed through Kaya (admin fee applies); all other nationalities must provide local police check.
Easy 3-step application process
APPLY ONLINE Click here to apply online and pay your deposit to secure your space on your chosen project. Our advisors will then contact you to guide you through the next steps.
TELEPHONE INTERVIEW Once we’ve received your application, we’ll be in touch to arrange your informal telephone interview with your Kaya Placement Advisor.
GET PREPARED When you’ve been accepted onto your project we’ll send you your Welcome Pack and lots of other helpful information to assist you with preparing for your placement.
HAVE A QUESTION?
We pride ourselves on providing you high quality placement information throughout your application process and whilst on the ground. Connect with us if you have any questions.
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